Still here

Sep. 5th, 2007 01:26 pm
mellicious: pink manicure (lotus)
[personal profile] mellicious
I've been unnaturally silent, haven't I?

There's a whole entry by[personal profile] columbina that's pretty much All About Me, anyway! Or more correctly, it's about the two of us and how we interface in game situations. (Interestingly, I proceeded to melt down rather spectacularly last night. But I recovered and life - and gaming - went on.)

I have spent the last two weekends playing GuildWars pretty extensively. The first weekend was the Sneak Preview and I took Rima the Elementalist and played mostly with her. I got her most of the way through the Norn series of quests. I took some of the other characters into the beginning of the new game (which is called Eye of the North, or GW:EN - it's also an in-joke, because Gwen is also the name of a character who's been around in GuildWars from the very beginning), but nobody else went far into it. Then this Friday (the 31st) was the go-live date and so Col and I played all weekend, with his main character Kaeleen and my dervish Sharzad, mostly because Sharzad was the one who was in the right place to join up with Kaeleen at the time we started playing. (And leading indirectly to the problems described in Col's entry.) Despite the occasional clashes and fits of temper on both sides, we enjoyed it. It's not an easy game and it's not meant to be. But it's fun. It has some great bits of comedy in it, too. In-jokes, Monty Python jokes, Pinky and the Brain jokes, you name it.


Other than that, well, life goes on as normal. The top floor of my mother's house is empty except for some furniture. (I am keeping some of this furniture but at some point fairly soon, I'm going to have to figure out how I'm disposing of the stuff that nobody else wants.) We have finally got the last piece of her investments transferred over, which is something I was beginning to think was never going to happen. Now - there is always a catch - I have to decide how to invest it. I think I am over-thinking the investment question, and that in turn is sort of immobilizing me. It's an important decision, yes, but it's not a life-and-death decision. I need to relax about it, a bit.

Oh, I don't think I ever said here that we booked a trip to Las Vegas at Christmas. This will be our long-delayed 20th anniversary trip. We are leaving Christmas night - so we won't have to miss the family celebration - and staying 3 nights, I think it is. That's as long as I could persuade Rob to stay. It's long enough, especially since we're not coming back until really late Friday so we essentially have that whole day to fool around in Vegas, too. I booked us at Treasure Island but I might possibly change that if I find a good deal somewhere else. I had it in mind to stay somewhere that's sort of in the middle of the Strip, though. Years ago when I came the first time we stayed at the north end (at the Riviera), and a few years ago with the TUS group we stayed at the very south end (the Luxor). So the middle is the part I've never really explored. (Rob has no opinion on this, since he's never been before. His only opinions so far are that five days is too long, and that he wants to see topless girls. Men.)

Date: 2007-09-05 06:58 pm (UTC)
From: [identity profile] profrobert.livejournal.com
I am not a financial advisor, so take this for what it's worth. Historically, equities have the best return over the long haul, and if you don't have half a million in investment assets, index funds (e.g., Vanguard) have the lowest cost basis. If your investment horizon (i.e., how long it is until you'll need the asset in cash, either for retirement or downpayment) determines what you should do. The short the investment horizon, the more conservative you should be. Mine is 20 years, at least, so I'm in Vanguard's S&P 500 and Health Care funds, with about 10% gambled on a volatile international real estate fund at Fidelity.

The catch is the market looks overpriced at the moment (if I could get out without getting hit with more capital gains taxes right now, I would). If the Fed keeps lowering interest rates then bond funds and international funds are the best bet for the short term.

You might also want to sit down with a real financial advisor (and NOT one affiliated with an insurance or investment company) and do some real financial planning. Good luck!

Date: 2007-09-06 01:58 pm (UTC)
From: [identity profile] mellificent.livejournal.com
Everybody who I have talked to about this always mentions Vanguard, so I looked at their website yesterday and it made me feel much less intimidated. Some of their funds look very interesting. Rob and I have talked about it, and our inclination is to be a bit more aggressive with our investing than the average person our age (mid-40s) is, since we are effectively starting from scratch here. It seems worth gambling a bit more in order to play catch-up. We may mix some international funds in or something, at least.

A friend of mine has a financial advisor that has apparently done very well for her - I probably ought to get her to tell me who it is and go. We talked about it a bit a couple of months ago but at the time it seemed premature. Now it's not.

Date: 2007-09-05 07:18 pm (UTC)
nonelvis: (Nextwave)
From: [personal profile] nonelvis
I booked us at Treasure Island but I might possibly change that if I find a good deal somewhere else.

Pirate hookers!!!

Date: 2007-09-05 09:08 pm (UTC)
From: [identity profile] mellificent.livejournal.com
There's a rumor that the pirate hookers get Christmas week off. But then I have already had that pleasure anyway.

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